CREDIT MANAGEMENT AND INCIDENCE OF BAD DEBTS IN NIGERIA COMMERCIAL BANKS

By

UGBAJA AMARACHI G.

Presented To

Banking and Finance Department

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ABSTRACT

The purpose of this study was to determine the level of credit management and incidence of bad debts in Nigeria commercial banks. In the ordinary course of lending banks including load debts, which are changed against the income generated by the cause for bad and doubtful debts.

Besides a cursory look at the annual statement of most commercial banks, relatively provide for bad debt more than the other banks. This fact could also be reflected in the elative performance of the banks. Indeed, many commercial banks in this country are on the verge of collapse particularly the state owned ones.

TABLE OF CONTENTS

Title page

Approval page

Dedication

Acknowledgement

Abstract

CHAPTER ONE

INTRODUCTION

1.1 Background

1.2 Statement of the study

1.3 Purpose and objective of the study

1.4 Significance of the study

1.5 Limitations of the study

CHAPTER TWO

REVIEW OF RELATED LITERATURE

CHAPTER THREE

RESEARCH DESIGN AND METHODOLOGY

3.1 Sources of data (secondary sources)

3.2 Location of data

3.3 Methods of data collection

CHAPTER FOUR

FINDINGS

CHAPTER FIVE

Recommendations

Conclusions

Reference