THE PROBLEM OF RETIREMENT IN ENUGU STATE CIVIL SERVICE

This is a study on problems of retirement in the enugu state civil service: a case study of enugu state universal basic education board. This study is an attempt to help the enugu state civil service retiring employees to prepare for life after retirement. The work intends to help the retiring employees to set their priorities right and to easily define their lives after retirement. In order to avoid the high degree of penury some retirees live in after several years of service.this study really exposes the importance of retirement guidance and counselling, various issues a retiring employee must address while he/she is still in active service, what the employers should do in order to help the prospective retirees to as a death sentence.

TABLE OF CONTENTS
TITLE    -    -    -    -    -    -    -    -    i
APPROVAL    -    -    -    -    -    -    -    ii
DEDICATION -    -    -    -    -    -    -    -    iii
ACKNOWLEDGEMENT -    -    -    -    -    -    iv
ABSTRACT -    -    -    -    -    -    -    -    vi
LIST OF TABLE -    -    -    -    -    -    -    vii
TABLE OF CONTENTS -    -    -    -    -    -    viii

CHAPTER
1.0 INTRODUCTION -    -    -    -    -    -    1
1.1 BACKGROUND OF THE STUDY    -    -    3
1.2    STATEMENT OF THE STUDY    -    -    -    4
1.3    OBJECTIVE OF THE STUDY     -    -    -    5
1.4    SIGNIFICANCE OF THE STUDY     -    -    7
1.5    HYPOTHESIS     -    -    -    -    -    -    8
1.6    SCOPE OF THE STUDY     -    -    -    -    9
1.7    DEFINITION OF TERMS     -    -    -    -    9

CHAPTER TWO
2.0    INTRODUCTION     -    -    -    -    -    11
2.1    RETIREMENT     -    -    -    -    -    -    12
2.2    TYPES OF RETIREMENT     -    -    -    14
2.3    ADVANTAGES AND DISADVANTAGES
OF MANDATORY RETIREMENT -    -    -    17
2.4    FLEXIBLE/VOLUNTORY RETIREMENT    -    20
2.5    FORCEFUL RETIEMENT    -    -    -    -    23
2.6    REQUIREMENT FOR PROCESSING OF RETIREMENT BENEFITS    -    -    -    -    24
2.7    RETIREMENT PROBLEM OF EMPLOYEES IN NIGERIA    -    -    -    -    -    -    -    27
2.8    SOLUTION TO RETIREMENT PROBLEMS IN NIGERIA    -    -    -    -    -    -    -    29
2.9    SUMMARY OF LITERATURE REVIEW    -    31

CHAPTER THREE
3.0    RESEARCH METHODOLOGY        -    -    33
3.1    BRIEF OUTLINE OF THE STUDY -    -    -    33
3.2    DESIGN OF THE STUDY    -    -    -    -    34
3.3    AREA OF THE STUDY    -    -    -    -    34
3.4    POPULATION OF THE STUDY    -    -    -    34
3.5    SAMPLE OF THE STUDY    -    -    -    -    35
3.6    INSTRUMENT FOR DATA COLLECTION    -    35
3.7    VALIDATION OF THE INSTRUMENT    -    36
3.8    DISTRIBUTION AND RETRIVAL OF THE INSTRUMENT    -    -    -    -    -    -    36
3.9    METHOD OF DATA ANALYSIS    -    -    -    37

CHAPTER FOUR
4.0    DATA PRESENTATION    -    -    -    -    38
4.1    DATA ANALYSIS     -    -    -    -    -    38
4.2    FINDINGS     -    -    -    -    -    -    42

CHAPTER FIVE
5.0    SUMMARY OF FINDINGS    -    -    -    44
5.1    CONCLUSIONS     -    -    -    -    -    46
5.2    RECOMMENDATIONS     -    -    -    -    47
5.3    LIMITATIONS OF THE STUDY    -    -    -    49
5.4    SUGGESTIONS FOR FURTHER STUDY    -    51
REFERENCES        -    -    -    -    -    52
APPENDIX     -    -    -    -    -    -    54
QUESTIONNAIRE      -    -    -    -    -    55
 
 
LIST OF TABLE
TABLE 1:     There is poor administration of pension scheme.
TABLE 2:     There is no proper record keeping in the Enugu State Universal Basic Education Board
TABLE 3:      There is delay in payment of retirement benefit plans.
TABLE 4:     Planning ahead of retirement period reduces post retirement problems.