ABSTRACT
This project is meant to interpret. analyze and evaluate the performance of Afribank Nigeria PLc and Bank of the North ltd. using financial ratios as a tool of financial Analysis. Eleven ratios were used to analyse and evaluate the performance of the banks which were chosen for the similarity age branch spread and staff size. Some of these ratios show specific problems such as low current ratio, high debt ratio. earning on investment and low liquidity position. Finally, conclusions and recommendations have been drawn base on the interview conducted and problems highlighted by the ratio in the study.